Behind on Payments?
Behind on Payments??
We can help....
Short Sales
How can we help? The process I am referring to is called a Short Sale. If your home isn't worth what you currently owe on it and you are having trouble making your payments or being forced to move because of work, then you can contact your bank and request to sell your home short. Hence the name Short Sale. Even if you forsee a Hardship coming in the near future you can begin the process before you fall behind on your payments. This process is much better than a Foreclosure because, if done properly, you will take much less of a hit on your credit report and be qualified to purchase a home in 2 years or less after you have sold your home short. A Foreclosure, on the other hand, would cause you to lose up to 200 points on your credit score and you would not be able to purchase a home for 5-7 years. See below for links to more information on the Short Sale Process.
Why List With Us?
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It doesn't cost you anything!
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You may even be qualified to receive money back through the HAFA Program (See Below)
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We are highly skilled and experienced in selling Short Sales in the Southern Maryland Area.
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Along with our experience we are going to hire a Third Party Negotiating Company to negotiate the Sale.
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We will market your home in many different ways including: listing in the MLS, add on SOMD.COM, add on thebaynet.com, craigslist adds, during our Home Buyer Seminars, professional signage out front of your home, and occasional banners on the front page of our website.
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We have a team of professionals, so someone is always available to answer your questions and fulfill your specific needs.
Important Links to More Information
HAFA Program
http://www.makinghomeaffordable.gov/programs/exit-gracefully/Pages/hafa.aspx
Choosing Between A Short Sale or Foreclosure
http://homebuying.about.com/od/foreclosures/f/072509_Short-Sale-vs-Foreclosure.htm
Qualifying for a Short Sale
http://homebuying.about.com/od/4closureshortsales/qt/112707_QualSS.htm
